Zip now, pay later.

Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries.

ZIP Wallet

Nothing to pay today

We pay the store, you get the goods, or the store sends the goods

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Interest free with Zip Pay

Interest free terms available with Zip Money*

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Flexible repayments

Interest free terms available with Zip Money*pay us back how you like - weekly, fortnightly, or monthly

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Reusable account

A resuable account with a limit that suits your needs

Whatever you want from Toowoomba Mower Centre, there's a Zip for that

Two great ways to help you own it


Your everyday spending account
Under $1000
  • Account limits up to $1,000
  • Interest free, always
  • Minimum repayments from $40/month
  • Establishment Fee $0
  • Monthly acount fees $7.95/month (waived if your statement balance is $0)

ZIP Money

Your everyday spending account
Over $1000
  • Account limits from $1,000
  • Interest free period up to 24 months interest free*
  • Minimum repayments from $40/month or 3% of the outstanding balance (whichever is greater)*
  • Establishment Fee a one-off establishment fee may apply see here for details
  • Monthly acount fees $7.95/month (waived if nothing owing)
Using ZIP at Toowoomba Mower Centre

Visit Help Centre

Zip FAQ's

All you need is:

  • A valid email address and mobile number.
  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident
  • Have a good credit history.
  • Read more about what you need to apply for Zip Pay and Zip Money


  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle
  • Repayments start from $40 a month and are based on your account’s credit limit.*

How to use Zip:

  • Choose the account that’s right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at checkout.
  • Log into your account to set up your repayment schedule to suit your lifestyle.
  • Reuse your account anywhere you see the Zip logo.

Returns and refunds:

  • If your item meets Toowoomba Mower Centre’s returns policy, the purchase amount will be credited back to your Zip account

Fees and interest:

  • Zip Pay purchases are interest free, always.
  • For Zip Money, when the interest free period expires, the annual standard percentage of 19.9% applies.
  • Pay your statement closing balance, in full, by the due date and we’ll waive the $7.95 monthly Zip Pay fee. The $7.95 monthly account fee for Zip Money is waived if you have nothing owing.
  • If there’s nothing owing on your account, there’s nothing to pay and no fees.